WorldTrips.com merchant reviewWorldTrips is travel insurance backed by an A++ rated underwriter.
This review looks at WorldTrips as a travel insurance provider: coverage options, pricing, the claims process, and the Tokio Marine HCC backing behind it.
Overall verdict
A financially bulletproof choice for travel medical and trip protection.
WorldTrips’ underwriting companies hold an A++ (Superior) rating from A.M. Best — the highest tier. It’s especially strong for international travel medical coverage and for U.S. residents who want trip cancellation protection.
WorldTrips is a member of the Tokio Marine HCC group, founded in 1998 and among the first insurers to sell entirely online. It offers travel medical insurance in 130+ countries, plus trip protection plans for U.S. residents.
The product line covers most needs: Atlas Travel and Atlas Premium for single trips, Atlas MultiTrip for frequent travelers, Atlas Journey for U.S. trip cancellation, and StudentSecure for international students.
Every policy includes 24/7 multilingual travel assistance, and the Member Portal lets you view documents and file claims online — which matters when you’re in a hospital in a foreign country at 3 a.m.
What matters most
Four things that decide whether WorldTrips fits your trip.
The factors that matter most when choosing WorldTrips over other travel insurers.
Financial strength
A++ (A.M. Best)
The highest tier — among the strongest underwriters in the industry.
Coverage
130+ countries
Travel medical plus U.S. trip protection across most needs.
Flexibility
Adjustable plans
Change deductible, coverage maximum and length to match your budget.
Assistance
24/7 multilingual
Real help in your language, any time zone.
Final take
WorldTrips is one of the safest bets in travel insurance.
For most travelers, the coverage is flexible, the pricing is fair, and — most importantly — the company behind it is financially rock-solid. It’s worth a quote before your next international trip.